Bharat Lending Cart (“BLC”) is committed to protecting the privacy of our users. This Privacy Policy explains how we collect, use, and disclose your information when you use our website, mobile applications, and any related services offered by BLC (collectively, the “Service”).
1. Information We Collect
We may collect the following information from you:
- Personal Information: This includes information that can be used to identify you, such as your name, email address, phone number, date of birth, residential address, and social security number (collected only if required by law).
- Financial Information: This includes information about your income, employment, and bank accounts. We may collect this information directly from you or from third-party sources, such as credit bureaus.
- Usage Data: This includes information about how you use the Service, such as the pages you visit, the searches you perform, and the loans you apply for.
- Device Information: This includes information about the device you use to access the Service, such as your IP address, device type, and operating system.
2. How We Use Your Information
We may use your information for the following purposes:
- To provide and improve the Service
- To process your loan applications
- To communicate with you about the Service
- To send you marketing and promotional materials (with your consent)
- To comply with legal and regulatory requirements
3. Sharing Your Information
We may share your information with the following third parties:
- Lenders: We may share your information with lenders so that they can assess your loan applications.
- Service Providers: We may share your information with service providers who help us operate the Service.
- Legal and Regulatory Authorities: We may share your information with legal and regulatory authorities as required by law.
We will only share your information with third parties who have agreed to comply with our privacy standards.
4. Data Security
We take reasonable steps to protect your information from unauthorized access, disclosure, alteration, or destruction. However, no internet transmission or electronic storage is completely secure.
5. Your Choices
You have the following choices regarding your information:
- You can access and update your information in your account settings.
- You can opt out of receiving marketing and promotional emails from us.
- You can request that we delete your information.
6. Children’s Privacy
The Service is not intended for children under the age of 18. We do not knowingly collect personal information from children under 18.
7. Changes to this Privacy Policy
We may change this Privacy Policy at any time. We will notify you of any changes by posting the revised Privacy Policy on the Service. Your continued use of the Service after the posting of the revised Privacy Policy constitutes your acceptance of the changes.
