Get Cheapest Term Insurance Plan Today
  • 1800-572-0303
  • 1800-572-0303

Protect Your Family's Future with Affordable Term Insurance

Get comprehensive coverage at competitive rates, tailored to your needs.
✓ Life Cover with Additional Benefits in One Plan
✓ Covers COVID-19 life claims

Apply Now
Property 1=finance-4858797_640
Property 1=premium_photo-1661425407118-e64871d1ab65

Key Benefits of Term Insurance

Affordable Premiums

Enjoy competitive rates suitable for every budget.

High Coverage

Ensure your family’s financial security with substantial coverage options.

Hassle-Free Claim Process

Quick and simple claim settlements for peace of mind.

Flexible Tenures

Choose a plan that aligns with your financial goals and future.

Tax Benefits

Save more with tax deductions under Section 80C.

Key Benefits of Term Insurance

Affordable Premiums

Enjoy competitive rates suitable for every budget.

High Coverage

Ensure your family’s financial security with substantial coverage options.

Hassle-Free Claim Process

Quick and simple claim settlements for peace of mind.

Flexible
Tenures

Choose a plan that aligns with your financial goals and future.

Tax Benefits

Save more with tax deductions under Section 80C.

Affordable Term Insurance Plans

Term insurance is a pure life insurance solution designed to provide financial security. It offers coverage for a specific term, ensuring peace of mind for the policyholder’s loved ones.

₹50 Lakhs Coverage: Starting at ₹356/month*

₹1 Crore Coverage: Starting at ₹483/month*

₹2 Crore Coverage: Starting at ₹790/month*

₹5 Crore Coverage: Starting at ₹1,814/month*

Why Choose Term Insurance?

Term insurance is a key financial tool, providing extensive benefits at an affordable premium. Here’s why it’s an essential part of your financial planning:

Financial Security

Ensure your loved ones are protected with a death benefit that covers expenses, debts, and future needs.

Affordable Premiums

Get maximum coverage at budget-friendly premiums compared to other life insurance plans.

Loan Protection

Safeguard your family from inheriting financial liabilities by covering outstanding loans or debts.

Income Replacement

Replace your income in case of your untimely demise, ensuring your family can cover living expenses and maintain their lifestyle.

Lifestyle Protection

Maintain your family’s standard of living with a significant payout that can cover future financial commitments.

Customisation and Flexibility

Tailor your term policy to your specific needs, including flexible tenures and optional riders for critical illness or accidental death coverage.

Need help in choosing the right insurance plan?

Talk to our Financial Advisor today.

Get personalised guidance to choose the best-fit insurance plan for your specific needs.

Call now : +91 22 6688 9911

Reviews

"I feel at peace knowing my family is financially secure. The policy terms are flexible, and the premium is affordable. Thank you for making it so easy!"
Shivraj Kulkarni
Shivraj Kulkarni
"They made sure to explain everything clearly, and I feel confident that my family will be protected. Very happy with the policy."
Amrita Bose
Amrita Bose
"Affordable premiums and excellent customer support. They guided me to the right policy for my needs. I highly recommend this life insurance."
Sameer Raza
Sameer Raza

FAQs

1. What is Term Insurance?
Term Insurance is a life insurance policy that provides financial coverage for a fixed period in exchange for regular premium payments.
Anyone with financial dependents, like family members or loved ones, should consider buying term insurance.
Ideally, your cover should be 10-15 times your annual income to ensure adequate protection for your dependents.
Premiums vary depending on factors like age, sum assured, health, and policy tenure.
No, term insurance provides death benefits only. There is no maturity benefit unless you opt for a return of premium policy.
Some policies allow increasing the coverage at different life stages, like marriage or the birth of a child.
Yes, premiums paid for term insurance are eligible for tax deductions under Section 80C of the Income Tax Act.
Yes, you can add riders such as accidental death, critical illness, and waiver of premium to enhance your coverage.
Claims are generally processed within 30 days, provided all necessary documents are submitted.
Most policies have a grace period of 15-30 days, after which the policy may lapse if premiums are not paid.

Bharat Lending Cart is a leading non-deposit taking NBFC specializing in personal and business loans across India. Our streamlined online process ensures quick access to capital with minimal documentation and no need for collateral.

We aim to be your trusted partner in building a solid financial base for your personal aspirations, empowering you to reach your fullest potential.

2024 Bharat Lending Cart All right reserved.

Apply Now

function custom_add_js() { ?> } add_action('wp_footer', 'custom_add_js');