Buy Now Pay Later - Bharat Lending Cart

Buy Now Pay Later
Across India

Flexible Payment Plans, Zero Interest—Get What You Need, Pay Over Time.

Buy Now, Pay Later for All Your Essentials

Enjoy No-Cost EMI Options and Shop Now Across These Categories:

Home Appliances

Upgrade your home with 0% interest on EMI.

Laptops

Shop top-notch laptops with BLC's no-cost EMI options.

Mobile phones

Own your dream smartphone now, pay later with flexible BLC plans.

Fashion

Accessorize in style with BLC's zero-interest EMI plans.

Furniture

Furnish your home easily, with no card or interest required.

Travel

Book trips on EMI and pay for your holidays later.

Insurance

Secure your future with insurance on no-cost EMI, pay over time.

Education

Invest in your future by paying for courses in convenient installments.

How to Shop Using BLC’s Buy Now Pay Later

Sign Up for BLC Credit

Signing up for a BLC credit limit is quick—just verify your mobile number to get started.

Activate Your Credit

Complete your profile and submit necessary KYC documents. Once verified, your credit limit is ready to use.

Shop at Partner Stores

Use your BLC credit at top brands like Amazon, Flipkart, Myntra, Croma, and more.

Select Your EMI Plan

Choose BLC EMI as your payment method and pick a repayment plan that suits you.

Confirm & Pay

Once approved, your vouchers are sent via email. Use them to complete your purchase!

How to Buy Now Pay Later using BLC EMI?

Signup for BLC credit limit

Signing up for a BLC credit limit is very simple. Just verify your mobile number and you’re good to go!

Activate your credit limit

Complete your profile, submit the required KYC documents and set up your repayment to activate your credit limit.

Head to the store you wish to buy

You can use your ZestMoney credit limit at Amazon, Flipkart, Myntra, MakeMyTrip, Yatra, Hidesign, Croma, Crossword, Big Bazaar, Home Centre, Lifestyle, Pantaloons, William Penn, Allen Solly, Fabindia, Levis, Pavers England, Peter England, Van Heusen and Raymonds at Mall of India.

Choose the best EMI plan

Select BLC EMI as your payment method at preferred partner, you can choose the EMI plan as per your convenience.

Congrats, your EMI is approved

Your EMI plan will be approved and your shopping vouchers will be emailed to you. During checkout, you can use the generated vouchers to make your payment.

Benefits of Buy Now, Pay Later: Financial Flexibility at Your Fingertips

Get approved for EMIs in under 30 seconds

No need for a new credit card

Support for debit, credit, and NBFC cards

Hassle-free, no paperwork

Our Trusted Partners

Helping Your Business Grow with Flexible Financial Solutions.

Need Help?

Get 1-1 free expert consultation

Reviews

"The Buy Now Pay Later option is fantastic! It allowed me to get the essentials without worrying about upfront payment. The installments are convenient and affordable."

"This service is a blessing! I was able to buy a new laptop and pay over time without any stress. Great for budgeting!"

"So convenient and easy to use! This payment option made it possible for me to buy some big-ticket items and pay over time. Highly recommend for anyone needing flexibility."

FAQ's

1) What is Buy Now Pay Later?

It’s a payment option that allows you to make purchases immediately and pay in installments over time.

2) Are there interest charges with Buy Now Pay Later?

Interest may apply depending on the installment period and terms of the specific merchant or platform.

3) Is Buy Now Pay Later available for all purchases?

Availability depends on the merchant and platform. Many retail partners offer this option on eligible products.

4) Are there any penalties for late payments?

Late fees may apply if payments are missed, so it’s important to understand the repayment schedule.

5) Can I make an early payment for Buy Now Pay Later purchases?

Yes, many programs allow early payments to reduce the total interest charged or complete the repayment early.

Buy Now Pay Later Across India