It is legally required to have bike insurance. Failure to comply can result in fines and penalties.
Your insurance covers repair expenses after an accident, giving you financial peace of mind.
Riding without insurance invites heavy fines and legal repercussions.
A comprehensive policy with customizable add-ons ensures your bike stays fully protected.
Insurance reduces disputes and ensures compensation for third-party damages.
| Key Features | Advantages |
|---|---|
| Affordable Premiums | Plans starting at ₹457* |
| Third-party liability | Fully covered under the policy |
| Own Damage (OD) Coverage | Available with comprehensive plans for protection beyond third-party damage |
| No Claim Bonus (NCB) | Get up to a 50% discount after five consecutive claim-free years |
| Personal Accident (PA) | Coverage up to ₹15 lakhs for permanent disability or death |
| Instant Claim Settlement | Paperless, cashless claims. Settle minor damage claims within 2 hours! |
| Cashless Repairs | Available at network garages, making repairs hassle-free |
| Claim Settlement Ratio (CSR) | 98.40% CSR for the Financial Year 2023-24, showcasing reliability in settling two-wheeler claims |
| Easy Buying/Renewal | Quick and simple process for purchasing or renewing your insurance online |
| Paperless Experience | Fully digitized process, ensuring ease and speed in documentation |
Secure your two-wheeler against theft, fire, and disasters with comprehensive coverage. Enjoy cashless repairs at network garages across India. By law (Indian Motor Vehicles Act, 1988), a minimum of third-party liability insurance is mandatory for all two-wheelers.
Third-party insurance safeguards you from liabilities, including property damage, bodily injuries, or fatalities caused by the insured vehicle. Compensation for property damage is capped at ₹1 lakh, while bodily injury or death compensation is determined by the court.
Own Damage bike insurance covers repairs or replacement of parts for damages caused by accidents. It offers financial relief for your bike’s damages without involving third-party liability.
For new bikes, comprehensive insurance offers one-year own-damage coverage and a five-year third-party protection plan, ensuring peace of mind on the road.
Damages sustained in accidents are fully covered.
Your bike is safeguarded from the financial impact of fire or explosions.
Natural disasters like floods, cyclones, or earthquakes causing damage to your bike are covered.
In case of theft, you’re financially protected, ensuring peace of mind.
Natural wear and tear or depreciation of parts are not included.
Damages from mechanical failures or negligence are excluded.
Claims are void if the rider lacks a valid license or is under the influence of alcohol or drugs.
Provide your bike registration number and select Get Price (for a new policy) or Renew (for existing policies).
Complete the required personal details, select the policy coverage, and choose add-ons as per your preference.
Instantly receive a customized insurance premium quote. Satisfied with the price? Proceed to make the payment online and secure your two-wheeler instantly.
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