Driving without valid insurance can attract fines of up to ₹2,000, as per Indian law.
Expired insurance leaves you unprotected against third-party damage claims.
Insurers may require an inspection before renewing your lapsed policy.
Renew within 90 days to keep your NCB intact; otherwise, it resets to zero.
Without own-damage coverage, repair costs must be paid out-of-pocket.
| Key Features | Benefits |
|---|---|
| Affordable Premiums | Plans starting at just ₹457* |
| Third-Party Liability | Comprehensive coverage for third-party damages |
| Own Damage Cover | Available under comprehensive policies |
| No Claim Bonus (NCB) | Save up to 50% after five claim-free years |
| Personal Accident Cover | Up to ₹15 lakhs for permanent disability or accidental death |
| Hassle-Free Claims | Instant online claim settlements, often within two hours for minor damages |
| Cashless Repairs | Accessible at a wide network of garages |
| Claim Settlement Ratio | 98.40% (FY 2023-24 for four-wheeler OD portfolio) |
| Quick Policy Renewal | Paperless and instant renewal options available |
Protects your car from theft, fire, natural disasters, and more, while offering cashless repairs at network garages. It also includes third-party liability coverage, mandatory under Indian law (Motor Vehicles Act, 1988).
Covers liabilities for property damage, bodily injuries, or death caused to a third party.
Provides financial protection for damages to your own vehicle, such as accidental repairs or replacement of parts.
For newly purchased vehicles, offers one year of own-damage protection and five years of third-party liability coverage.
Covers injuries to third parties involved in an accident.
Offers compensation for third-party fatalities caused by the insured vehicle.
Provides coverage for damages to a third party’s property.
Damages to your car from collisions or accidents.
Financial relief in case of damage due to fire or explosions.
Compensation for your stolen car.
Covers damage caused by floods, cyclones, or earthquakes.
Offers coverage for the policyholder in case of permanent disability or death.
Protects against damages during vehicle transportation.
Normal wear and tear or value reduction of parts over time.
Failures due to mechanical negligence or electrical issues.
Claims are void if the driver lacks a valid license or is under the influence of alcohol or drugs.
Provide your car registration number and choose Get Price (for new policies) or Renew (for existing policies).
Fill in your personal details, select desired coverage, and choose add-ons.
Get an instant quote, and if satisfied, complete the payment online to secure your policy.
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