Empower Your Education with Seamless Financing

Achieve your study goals in the U.S. or Canada with our no-cosigner, no-collateral education loans.

Your Future, Your Loan

Affordable Rates, Flexible Limits

Tailored to Your Needs

Additional Support for Your Journey

Are You Eligible for Our Education Loan?

You may qualify for a Bharat Lending Cart education loan if you are:

An undergraduate or graduate student within 2 years of completing your degree or about to begin a short-term program (1 or 2 years).
An international student, DACA recipient, or a student with permanent residency, refugee, or asylum status.
Enrolled at one of our 400+ approved universities in the U.S. or Canada.

Flexible Loan Terms Designed for Your Success

Bharat Lending Cart provides more than just funding:

Our Impact in Numbers

Loan Partners

0 +

Amount Disbursed

₹ 1900 Cr+

Users Served

0 M+

Loans Facilitated

0 K+

A Simple, 100% Digital Process

Achieve your dreams with our easy 5-step process.

Check Eligibility

Quickly assess your loan eligibility with our streamlined online tool.

Consult Loan Experts

Speak with our specialists for personalized guidance, all from your home.

Submit Documents

Easily upload required documents and complete your application online.

Get Competitive Rates

Let our experts negotiate the best interest rates for you.

Loan Approval in 48 Hours

Receive loan approval and fund disbursement swiftly.

Reviews

"The education loan helped me pursue my studies abroad. The interest rate is manageable, and the grace period after my studies is a big relief!"

"Thankful for the quick approval and clear terms. I can now focus on my studies without worrying about funds."

"The loan was a blessing, covering my tuition and other expenses. The team explained everything, making the process smooth."

FAQs

1. What is an education loan, and how does it work?

An education loan helps students finance their higher education by covering tuition fees, living expenses, and other educational costs. Repayment typically starts after completing your studies.

2. Can I get an education loan without collateral?

Yes, Bharat Lending Cart offers education loans without collateral, especially for students studying abroad in countries like the U.S. or Canada.

3. What is the maximum loan amount I can borrow for my education?

Bharat Lending Cart offers education loans up to ₹1 crore for international studies, depending on your program and eligibility.

4. What are the interest rates for education loans?

Interest rates for education loans vary depending on the loan amount, repayment tenure, and the course you are pursuing. Bharat Lending Cart offers competitive and fixed rates.

5. How long does it take to get an education loan approved?

Education loans are generally approved within 48 hours after submitting all the necessary documents and meeting eligibility criteria.

6. Can I apply for an education loan if I am already studying abroad?

Yes, students who are already enrolled in a course abroad can still apply for an education loan to cover their remaining expenses.

7. What documents are required to apply for an education loan?

The documents required include proof of admission, identity and address proof, income details of co-applicant (if required), and bank statements.

8. What are the repayment options for education loans?

You can opt for flexible repayment options, including EMIs after graduation, with a repayment tenure ranging from 5 to 10 years.

9. Are there any processing fees for education loans?

Bharat Lending Cart charges a nominal processing fee, which will be disclosed at the time of loan application.

10. Can I get a loan to study in countries other than the U.S. or Canada?

Yes, Bharat Lending Cart provides loans for students pursuing higher education in various countries, including the UK, Australia, and other international destinations.