Education Loan - Bharat Lending Cart
  • 1800-572-0303
  • 1800-572-0303

Empower Your Education with Seamless Financing

Achieve your study goals in the U.S. or Canada with our no-cosigner, no-collateral education loans.

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Your Future, Your Loan

Affordable Rates, Flexible Limits

  • Loans ranging from ₹150,000 to ₹7,500,000
  • Fixed, competitive interest rates that stay consistent
  • Enjoy a 0.25% rate discount when you set up automatic payments

Tailored to Your Needs

  • Get a quick loan offer with minimal documentation
  • No prepayment penalties, repay on your terms
  • Available to students at 400+ institutions across the U.S. and Canada

Additional Support for Your Journey

  • Free visa assistance and preparation tools
  • Access to job search tools, resume builders, and job directories
  • Prequalified for U.S. bank accounts and credit cards to simplify your stay abroad
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Are You Eligible for Our Education Loan?

You may qualify for a Bharat Lending Cart education loan if you are:

  • An undergraduate or graduate student within 2 years of completing your degree or about to begin a short-term program (1 or 2 years).
  • An international student, DACA recipient, or a student with permanent residency, refugee, or asylum status.
  • Enrolled at one of our 400+ approved universities in the U.S. or Canada.
Check your eligibility

Flexible Loan Terms Designed for Your Success

Bharat Lending Cart provides more than just funding:

  • Zero out-of-pocket fees—pay nothing until your interest-only payments begin.
  • Cover up to 100% of tuition and living expenses for U.S.-based universities.
  • Get career support services, build your U.S. credit, and access visa assistance with timely payments.

Our Impact in Numbers

Loan Partners
0 +
Amount Disbursed
₹ 1900 Cr+
Users Served
0 M+
Loans Facilitated
0 K+

A Simple, 100% Digital Process

Achieve your dreams with our easy 5-step process.

Check Eligibility

Quickly assess your loan eligibility with our streamlined online tool.

Consult Loan Experts

Speak with our specialists for personalized guidance, all from your home.

Submit Documents

Easily upload required documents and complete your application online.

Get Competitive Rates

Let our experts negotiate the best interest rates for you.

Loan Approval in 48 Hours

Receive loan approval and fund disbursement swiftly.

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Reviews

"The education loan helped me pursue my studies abroad. The interest rate is manageable, and the grace period after my studies is a big relief!"
Priya Balakrishnan
Priya Balakrishnan
"Thankful for the quick approval and clear terms. I can now focus on my studies without worrying about funds."
Siddharth Choudhury
Siddharth Choudhury
"The loan was a blessing, covering my tuition and other expenses. The team explained everything, making the process smooth."
Anjali Devi
Anjali Devi

FAQs

1. What is an education loan, and how does it work?
An education loan helps students finance their higher education by covering tuition fees, living expenses, and other educational costs. Repayment typically starts after completing your studies.
Yes, Bharat Lending Cart offers education loans without collateral, especially for students studying abroad in countries like the U.S. or Canada.
Bharat Lending Cart offers education loans up to ₹1 crore for international studies, depending on your program and eligibility.
Interest rates for education loans vary depending on the loan amount, repayment tenure, and the course you are pursuing. Bharat Lending Cart offers competitive and fixed rates.
Education loans are generally approved within 48 hours after submitting all the necessary documents and meeting eligibility criteria.
Yes, students who are already enrolled in a course abroad can still apply for an education loan to cover their remaining expenses.
The documents required include proof of admission, identity and address proof, income details of co-applicant (if required), and bank statements.
You can opt for flexible repayment options, including EMIs after graduation, with a repayment tenure ranging from 5 to 10 years.
Bharat Lending Cart charges a nominal processing fee, which will be disclosed at the time of loan application.
Yes, Bharat Lending Cart provides loans for students pursuing higher education in various countries, including the UK, Australia, and other international destinations.

Bharat Lending Cart is a leading non-deposit taking NBFC specializing in personal and business loans across India. Our streamlined online process ensures quick access to capital with minimal documentation and no need for collateral.

We aim to be your trusted partner in building a solid financial base for your personal aspirations, empowering you to reach your fullest potential.

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